Run family wealth alongside the operating company, cleanly
Your real structure, the way you actually own it: holding, opcos, trusts, partnerships and personal accounts modelled side-by-side, with one immutable audit trail across every entity.
Is your embedded model breaking?
Tells you whether the embedded setup is still right, or whether it's time to give the family's wealth its own system.
3 or more tips the verdict
How we read it: the share of family wealth sitting outside the business (25% and 75% are the watch lines), plus beneficiaries and any liquidity event ahead.
Stepping stone: embedded works for now
- Keep the family book separate from the operating GL from day one.
- Automate custodian feeds so reporting isn't a manual monthly job.
Illustrative estimate based on typical benchmarks. Your figures may differ.
The business and the family, cleanly separated
Operating company · ERP
Payroll, invoicing and trading P&L stay in the company’s accounting system, untouched and reconciled as they are today.
Family · book of record
Investments, entities and beneficiaries live in Asora, a single source of truth for the family’s wealth, distinct from the operating business.
joined by one clean, audit-ready line
Entity-level books
Each company and trust keeps its own ledger.
Related-party tagging
Every inter-entity flow is labelled, not buried.
Audit-ready trail
An append-only record your auditor can follow.
Start with software, not a hire
Hire a controller / build a team
€120k+
per year, before benefits
And you still can’t hire good people to do manual, repetitive work, so the rekeying and the key-person risk come with the salary.
Start with Asora
€10k/ year
from, at <€30M
€20k is cheap against a €100M+ business. Buy the platform first, then hire only for the value-add, never for the admin.
Clean separation between business and family
Model the holding, operating entities, trusts and personal accounts side-by-side, without mixing data or permissions.
- Entity-level books for each branch of the structure
- Inter-company and related-party transaction tagging
- Audit-ready trail across every entity
Right view for every reader
The CFO sees everything. Family members see what's theirs. Auditors get exactly what they ask for.
- Role-based views by entity and family branch
- Custom permissions for advisors and auditors
- Branded reports for family meetings
Cuts month-end work materially
Automated feeds, structured workflows and a single ledger reduce the spreadsheet load on the finance team.
- Automated bank and custodian feeds
- Approvals and workflows in-app
- One export pack for tax and audit
ISO 27001 certified, GDPR compliant, EU-hosted
Client and family data sits inside an independently audited ISO 27001 ISMS, processed under GDPR on EU-based hosting, with signed DPAs, role-based access and a full audit trail, ready to share with your families and their counsel.
Where to go next
Related solutions
From the blog
- A Comprehensive Guide to Understanding Family Office StructureCleanly separating personal wealth from the operating business.
- Family Office Software for the Embedded CFOGL design when family + trading entities share a finance team.
- Family Office Accounting SoftwareWhat a multi-entity ledger needs to handle for embedded offices.
ISO 27001 Certified
GDPR Compliant